Compare old vs new income tax regimes for FY 2025–26 and find out which option saves you more tax.
New to income tax regimes? Read our detailed guide on choosing the right tax regime.
Old Regime Tax
₹ 1,17,000
New Regime Tax
₹ 0
Better Option: New Regime
Tax Saving: ₹ 1,17,000
| Income Range | Rate |
|---|---|
| Up to ₹4,00,000 | 0% |
| Up to ₹8,00,000 | 5% |
| Up to ₹12,00,000 | 10% |
| Up to ₹16,00,000 | 15% |
| Up to ₹20,00,000 | 20% |
| Up to ₹24,00,000 | 25% |
| Up to ₹Above | 30% |
Marginal relief ensures tax payable does not exceed income above rebate threshold.
It is applied automatically in the new regime in this calculator.
This prevents sudden jumps in tax liability.
Based on official income tax slabs. Includes standard deduction and 4% cess. Surcharge and special income types not included.
Enter your annual income and applicable deductions to compare your income tax liability under the old and new tax regimes. Select the correct financial year to ensure accurate results.
This calculator is designed for salaried individuals in India who want to understand which income tax regime is more beneficial based on their income and deductions.
The calculator applies the latest income tax slabs, standard deduction, rebate under section 87A, and health & education cess. It then compares the total tax payable under both regimes and highlights the option that results in lower tax.
This calculator provides an estimate for informational purposes only. Actual tax liability may vary based on individual circumstances, exemptions, income sources, and government rules. Please consult a qualified tax professional for exact tax advice.
Marginal relief ensures that tax payable does not exceed income exceeding the rebate limit.
No. This calculator excludes surcharge and special income types for simplicity.